# RATIOS Most Recent Fiscal Qtr

ACCOUNTING & FINANCIAL RATIOS | |||||||||||||

CURRENT RATIO (Current Assets / Current Liabilities) | TOTAL ASSET TURNOVER RATIO (Total Revenue / Total Assets) | ||||||||||||

Current Assets | 65236000 | Total Revenue | 23791000 | ||||||||||

Current Liabilities | 45543000 | 1.4324045408 | Total Assets | 175124000 | 0.1358523104 | ||||||||

WORKING CAPITAL (Current Assets – Current Liabilities) | FINANCIAL LEVERAGE (Total Assets / Shareholder's Equity) | ||||||||||||

Current Assets | 65236000 | Total Assets | 175124000000 | ||||||||||

Current Liabilities | 45543000 | 19693000 | Shareholder's Equity | 745999000000 | 0.2347509849 | ||||||||

DEBT RATIO (Total Liabilities / Total Assets) | NET PROFIT MARGIN (Net Income / Total Revenue) | ||||||||||||

Total Liabilities | 100525000 | Net Income | 14421000 | ||||||||||

Total Assets | 175124000 | 0.574021836 | Total Revenue | 23791000 | 0.6061535875 | ||||||||

EARNINGS PER SHARE (Net Income / Weighted Average Common Shares Outstanding) | RETURN ON ASSETS (Net Income / Total Assets) | ||||||||||||

Net Income | 14421000 | Net Income | 14421000 | ||||||||||

Shares Outstanding | 2616882 | 5.5107566944 | Total Assets | 175124000 | 0.0823473653 | ||||||||

PRICE EARNINGS RATIO (Share Price (end of quarter / EPS) | RETURN ON EQUITY (Net Income – Preferred Dividends / Shareholder's Equity) | ||||||||||||

Stock Price | 36.55 | NI – Pref. Div. | 14412272000 | ||||||||||

EPS | 1.78 | 20.5337078652 | Shareholder's Equity | 745999000000 | 1.93194% | ||||||||

# RATIOS Same Fiscal Qtr 1 Yr Ago

ACCOUNTING & FINANCIAL RATIOS | |||||||||||||

CURRENT RATIO (Current Assets / Current Liabilities) | TOTAL ASSET TURNOVER RATIO (Total Revenue / Total Assets) | ||||||||||||

Current Assets | 59889 | Total Revenue | 23338000 | ||||||||||

Current Liabilities | 44561 | 1.3439779179 | Total Assets | 179228000 | 0.1302140291 | ||||||||

WORKING CAPITAL (Current Assets – Current Liabilities) | FINANCIAL LEVERAGE (Total Assets / Shareholder's Equity) | ||||||||||||

Current Assets | 59889000 | Total Assets | 179228000 | ||||||||||

Current Liabilities | 44561000 | 15328000 | Shareholder's Equity | 70272000 | 2.5504895264 | ||||||||

DEBT RATIO (Total Liabilities / Total Assets) | NET PROFIT MARGIN (Net Income / Total Revenue) | ||||||||||||

Total Liabilities | 108956 | Net Income | 3667000 | ||||||||||

Total Assets | 179228 | 0.6079184056 | Total Revenue | 23338000 | 0.1571257177 | ||||||||

EARNINGS PER SHARE (Net Income / Weighted Average Common Shares Outstanding) | RETURN ON ASSETS (Net Income / Total Assets) | ||||||||||||

Net Income | 3667000 | Net Income | 3667000 | ||||||||||

Shares Outstanding | 2616882 | 1.4012859579 | Total Assets | 179228000 | 0.0204599728 | ||||||||

PRICE EARNINGS RATIO (Share Price (end of quarter / EPS) | RETURN ON EQUITY (Net Income – Preferred Dividends / Shareholder's Equity) | ||||||||||||

Stock Price | 1.67 | NI – Pref. Div. | 33876000 | ||||||||||

EPS | 1.37 | 1.2189781022 | Shareholder's Equity | 70272000 | 0.4820696721 | ||||||||

# NPV

Net Present Value (NPV) Calculator | |||||||||||||||||

Building | |||||||||||||||||

Initial Investment | Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | ||||||

Annual Cash Inflows | Cash Flows | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | ||||||

Discount Rate | NPV = | $0 | Year | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | ||||

Number of Years | Cash Flows | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | ||||||

Salvage Value | |||||||||||||||||

Equipment | |||||||||||||||||

Initial Investment | Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | ||||||

Annual Cash Inflows | Cash Flows | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | ||||||

Discount Rate | NPV = | $0 | Year | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | ||||

Number of Years | Cash Flows | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | ||||||

Salvage Value | |||||||||||||||||

Bonds | |||||||||||||||||

Initial Investment | |||||||||||||||||

Annual Cash Inflows | |||||||||||||||||

Discount Rate | NPV = | $0 | Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | ||||

Number of Years | Cash Flows | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | ||||||

Principal Returned | |||||||||||||||||

# Optional Worksheets->

# Monthly

Time Value of Money – Monthly Compounding | |||||||||||||||

Rate of Return | Year 1 | ||||||||||||||

Initial Investment | Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | ||

Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Investment Value | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Year 2 | |||||||||||||||

Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |||

Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Investment Value | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Year 3 | |||||||||||||||

Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |||

Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Investment Value | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Year 4 | |||||||||||||||

Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |||

Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Investment Value | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Year 5 | |||||||||||||||

Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |||

Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Investment Value | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Year 6 | |||||||||||||||

Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |||

Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Investment Value | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Year 7 | |||||||||||||||

Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |||

Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Investment Value | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Year 8 | |||||||||||||||

Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |||

Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Investment Value | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Year 9 | |||||||||||||||

Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |||

Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Investment Value | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Year 10 | |||||||||||||||

Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | |||

Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

Investment Value | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

# Annual

Time Value of Money – Annual Compounding | |||||||||||||

Rate of Return | Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | ||

Initial Investment | Interest | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | ||

Investment Value | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |||

# PV

Time Value of Money – Present Value Annuity | |||

Number of Years | |||

Rate of Return | $0.00 | ||

Payment | |||

# FV

Time Value of Money – Future Value Annuity | |||

Number of Years | |||

Rate of Return | $0.00 | ||

Payment | |||

# PV – Lump Sum

Time Value of Money – Present Value of Lump Sum | |||

Rate | |||

Years | $0.00 | ||

Initial Investment | |||

# FV – Lump Sum

Time Value of Money – Future Value of Lump Sum | |||

Rate | |||

Years | $0.00 | ||

Initial Investment | |||